PUBLIC NOTICE SUBSTITUTE TRUSTEES NOTICE
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9/4/2026
VicksburgPost.com
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PUBLIC NOTICE
SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE
WHEREAS, on April 28, 2022, Audrianna Ratliff, unmarried woman, executed a Deed of Trust to Old Republic National Title Insurance Company, Trustee for the use and benefit of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns, which Deed of Trust is on file and of record in the Office of the Chancery Clerk of Warren County, Mississippi, on April 29, 2022 in Deed of Trust Book 1743, Page 787, Document Number 394856.
WHEREAS, PennyMac Loan Services, LLC, the current holder and/or assignee, substituted Halliday, Watkins & Mann, P.C. as Trustee by instrument recorded in the Chancery Clerk’s Office on August 17, 2026 in Book 1732, in Page 711-713, as Document Number 434776; and
WHEREAS, Default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, PennyMac Loan Services, LLC, the legal holder of said indebtedness, having requested the undersigned Substitute Trustee in said deed of trust, will on October 22, 2026 offer for sale at public outcry and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at the west front door of the Warren County Courthouse, to the highest and best bidder for cash the following described property situated in Warren County, Mississippi, to wit:
All of Lot 144 Warrenton Heights Subdivision, Part “A” of Part Two, a plat of which is recorded in Plat Book 2 at page 39 of the Warren County, Mississippi Land Records.
More commonly known as: 502 Belva Dr, Vicksburg, MS 39180-8908
I will convey only such title as vested in me as Substituted Trustee.
Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed.
Halliday, Watkins & Mann, P.C.
Substitute Trustee
Halliday, Watkins & Mann, P.C.
1107 Highland Colony Pkwy, Suite 207
Ridgeland, MS 39157
(801) 355-2886
Vicksburg Post: Sept. 4, 30, Oct. 7, 14 and 21, 2026
MS23655
SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE
WHEREAS, on April 28, 2022, Audrianna Ratliff, unmarried woman, executed a Deed of Trust to Old Republic National Title Insurance Company, Trustee for the use and benefit of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns, which Deed of Trust is on file and of record in the Office of the Chancery Clerk of Warren County, Mississippi, on April 29, 2022 in Deed of Trust Book 1743, Page 787, Document Number 394856.
WHEREAS, PennyMac Loan Services, LLC, the current holder and/or assignee, substituted Halliday, Watkins & Mann, P.C. as Trustee by instrument recorded in the Chancery Clerk’s Office on August 17, 2026 in Book 1732, in Page 711-713, as Document Number 434776; and
WHEREAS, Default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, PennyMac Loan Services, LLC, the legal holder of said indebtedness, having requested the undersigned Substitute Trustee in said deed of trust, will on October 22, 2026 offer for sale at public outcry and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at the west front door of the Warren County Courthouse, to the highest and best bidder for cash the following described property situated in Warren County, Mississippi, to wit:
All of Lot 144 Warrenton Heights Subdivision, Part “A” of Part Two, a plat of which is recorded in Plat Book 2 at page 39 of the Warren County, Mississippi Land Records.
More commonly known as: 502 Belva Dr, Vicksburg, MS 39180-8908
I will convey only such title as vested in me as Substituted Trustee.
Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed.
Halliday, Watkins & Mann, P.C.
Substitute Trustee
Halliday, Watkins & Mann, P.C.
1107 Highland Colony Pkwy, Suite 207
Ridgeland, MS 39157
(801) 355-2886
Vicksburg Post: Sept. 4, 30, Oct. 7, 14 and 21, 2026
MS23655